If you are purchasing a home or considering refinancing your existing real estate loan, SoCal Mortgage Company has a mortgage loan product to totally fit your needs. Over the years we have developed relationships with many of the country’s best and most competitive lenders. As you know in today’s restrictive lending environment it is very important to have your file best represented to the lender which may mean working to increase your FICO score, and or making sure that your application does not contain any controversial items that could cause a problem with underwriting and approval. At SoCal Mortgage Co. we work to totally complete your application and gather your required documentation required by the lender. We very seldom encounter serious problems that could delay your loan closing on time because we carefully prescreen each file for completeness and credit qualification before formal submission to the lender.    

Amazing Time to Refinance

One of the brightest elements in the economy today are extremely low mortgage rates. So if you are seeking a 15 or 30 year fixed, or one of the many adjustable rate loans you will find that today’s interest rates are among the lowest rates in many years. However, as the country starts to recover from the recession it is important to realize that the Fed will put pressure on interest rates and there is no doubt that rates will soon begin to rise.

Now is the time to make sure you have the best possible mortgage rate. Please give Mike Richardson a call to discuss if it would make sense for you to consider refinancing.

310.874.0949 off/cell

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