If you are purchasing a home or considering refinancing your existing real estate loan, SoCal Mortgage Company has a mortgage loan product to totally fit your needs. Over the years we have developed relationships with many of the country’s best and most competitive lenders. As you know in today’s restrictive lending environment it is very important to have your file best represented to the lender which may mean working to increase your FICO score, and or making sure that your application does not contain any controversial items that could cause a problem with underwriting and approval. At SoCal Mortgage Co. we work to totally complete your application and gather your required documentation required by the lender. We very seldom encounter serious problems that could delay your loan closing on time because we carefully prescreen each file for completeness and credit qualification before formal submission to the lender.    

Now is the time to make sure you have the best possible mortgage rate. Please give Mike Richardson a call to discuss if it would make sense for you to consider refinancing.

310.874.0949 off/cell

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