Owner-Occupied Commercial Mortgages 

As your business grows, you may need to expand. Or you may need to renovate existing facilities to increase daily work efficiency. Or perhaps you want to refinance at lower rates to gain a cash flow boost. SoCal Mortgage Co. specializes in mortgages and refinancing for commercial facilities that are at least 50% owner-occupied.

Investor Owned Commercial Real Estate

As an owner of investment property you need the financial services of SoCal Mortgage Co. to help guide you through today’s demanding lender requirements for providing purchase or refinance of investor owned properties. We will work with you to help analysis your property through the eyes of the lender. Today's borrowers need a certain amount of personal liquidity, historically good property cash flow, current leases that are not expiring in the short run, and the subject property needs to be in average to good condition. Once the financial analysis is complete and the application materials are gathered, we will seek to present your file to the best commercial lender for your particular financial situation.